Workers’ compensation losses - 2009 – 2014
Dept A: 6.55% of payroll
Dept B: 2.55% of payroll
Dept C: 4.22% of payroll
48% - back & slip fall
28% - involve auto & equipment
11.5 - Lost time injuries per year
92% of the loss costs are in two departments
Safety Management Actions Plan:
President & CEO authorizes:
STOP, THINK SAFETY & GO FOR WELLNESS PROGRAM.
Each and every manager and supervisor becomes responsible for prevention and safety awareness. Injuries and accidents results posted per department weekly, monthly and quarterly. Zero Lost Time Injuries began being tracked by department.
Safety and prevention awareness programs tailored for each department and each operation including monthly safety themes. Related loss control prevention training approved. Each safety class and tailgate session included emphasis on safety 24/7 and wellness components from the employee assistance program. A special series of management classes are presented on-site for managers and supervisors. Plans being made for year two and three.
Six months later: 55% reduction in new claims.
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Your ANNUAL SAFETY AWARDS:
Benchmark: 0 – 1% - Platinum-plus
Benchmark: 1 – 2% - Platinum
Benchmark: 2 – 4% -Gold
Benchmark: 4 – 6% - Silver
WE RECOMMEND THAT LOST TIME INJURIES BE TRACKED PER DEPARTMENT & NUMBER OF WORK-HOURS REPORTED AS ACHIEVEMENT LEVEL IS REACHED.
AT HEPPNER RISK SOLUTIONS, WE WORK WITH EACH CLIENT AT THE CORPORATE LEVEL AND WITH EACH DEPARTMENT MANAGER. TOGETHER WE SELECT THE SCOPE OF EACH PROJECT. HERE ARE SOME SELECTIONS TO CONSIDER:
- Your Trends
- Your Risk Opportunities
- Your History
- Your Culture
- Your Cost of Risk
- Your Benchmark Trends
Together: You and we will select the risk areas
- Workers compensation claims
- General Liability
- Auto Liability
- Property
- Other Risk Areas
We welcome your email or call. Our rates begin at $55.00 an hour. We can provide fixed pricing. Since 1977, we have been helping business and public agencies reduce their cost of risk with practical programs in California. We offer insurance management advice for hard to find coverage and custom policies.
DARRELL HEPPNER Heppner risk solutions
(510) 912-1437 P.O. Box 958
darrellrisk@gmail.com San Leandro, CA 94577
Step One: Beginning a Risk Reduction & Cost of Risk Relationship
Your name and contact information:________________________________________________________________________________________________________________
Company/Organization: _________________________________________
Risk management objective, goals, plan: _____________________________________________________________Workers’ compensation losses and payroll data for the two to five depart-ments who have 80% to 95% of the workers’ compensation claim costs including reserves year after year. Provide loss data for each department for 2010, 2011, 2012, and 2013 as of December 2014 to present. In addition, provide the gross payroll for each department for the same four years. If possible, provide
Total WC Losses Gross
Dept 1: ___________ Including reserves Wages
2010: ______________ ____________
2011: ______________ ____________
2012: ______________ ____________
2013: ______________ ____________
What are the major types of accidents?___________________
What are the results? _________________________________
Dept 2: ____________
Dept 3: ____________
Dept 4:____________
DARRELL HEPPNER Heppner risk solutions
(510) 912-1437 P.O. Box 958
darrellrisk@gmail.com San Leandro, CA 94577
